Assistant Credit Manager

Assistant Credit Manager

Closed Vacancy
Closed Vacancy
Posted 1 year ago

Job Summary:

Verifying and assessing an applicant’s historical and current financial position, credit history, credit needs, ability to pay and the asset being offered as security.

Main Responsibilities:

  • Credit & Risk assessment of customers and establishment of credit limits
  • Conduct credit visits to clients.
  • Projecting future financial position to assess the ability of a customer to pay the granted facilities
  • Credit &Risk assessment of customers and Identifying risk factors affecting the facility and proposing the ways to mitigate/ reduce such risks to the acceptable levels
  • Recommendation of terms of credit.
  • Negotiating the recommended terms of credit with sales account holder and the customer.
  • Actively support the sales account holders in credit issues.
  • Manage credit litigation and special collection efforts and strategy if required
  • Implementation of Anti-Money Laundering requirements / guidelines
  • Handling risk department and credit committee comments and queries regarding presented credit packages
  • Perform reviews and amendments of facilities when requested.
  • Provide guidance & advice to team members.
  • Ensure transactions/ credit proposals are issued within agreed timeframe and quality.
  • Review performance and objectives with his supervisors.
  • Stay abreast of market/sector changes.

Minimum Job Requirements:

  • Min. 3 – 5 years Total Work Experience in Credit Underwriting/Assessment, Corporate Banking , leasing assessment  or related fields.
  • Bachelor degree in any discipline.
  • Strong Analytical, Reasoning and Problem Solving Skills
  • Strong Written and Verbal Communication and negotiation Skills
  • Good Knowledge of Excel.
  • Ability to work under pressure & meet deadlines.
  • Proven Credit certificate.
  • Self-motivated

Job Features

Job CategoryClosed
Job IndustryClosed

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